Financial Literacy with LorMet Credit Union

Literacy

Building Confident Financial Futures

Financial literacy resources that prepare teens for life!

Learning how to manage money is one of the most valuable skills teens can develop. Whether it’s opening their first checking account, saving for college, or preparing for their first job, LorMet is here to help build a strong financial foundation.

Explore our free financial literacy resources designed to help teens gain real-world money management skills, from budgeting and saving to credit, investing, and avoiding scams.

Free Online Courses for Teens

Courses

Free Financial Literacy Courses

Financial education shouldn’t stop when the school day ends. Through our FREE MoneyEdu course library, teens can learn at their own pace with interactive lessons covering these important money management topics and many more.

Full Course Library

Smart Spending

Borrowing and Credit

Introduction to Investing

Choices About Money

Smart Spending

Master the art of spending with intention, building a plan that works in real life, and avoiding spending under pressure.

Time Estimate: 34 Minutes

Get Started

Borrowing and Credit

Understand how credit really works – from building your score and reading your reports to knowing how interest adds up and when credit card offers aren’t what they seem.

Time Estimate: 39 Minutes

Get Started

Introduction to Investing

Learn how to save your money, which accounts to consider, and how fees may quietly eat into your returns.

Time Estimate: 20 Minutes

Get Started

Choices About Money

Financial decisions almost always involve a trade-off – getting something now usually means giving up something else.

Time Estimate: 24 Minutes

Get Started

Schools

Financial Literacy in Local Schools

LorMet partners with local school districts to bring financial education directly into classrooms through interactive presentations and hands-on learning experiences. We’re proud to help local students develop lifelong money management skills.

See Us In Action

LorMet at Lorain High School helping students achieve financial success

Lorain High School

Elyria High School

Amherst High School

Clearview High School

Forge Your Future Scholarship Program

Each year, LorMet awards over $10,000 in scholarships for local high school students

LorMet recognizes outstanding local students through our Forge Your Future Scholarship Program. We’re proud to invest in students who demonstrate leadership, academic achievement, and a commitment to their communities.

Meet past scholarship recipients and hear how they’re preparing for the next chapter in our featured videos!

Scholarship Stories Program Details

STUDENTS

Teen and Student Checking

Compare Accounts

Build smart money habits with LorMet’s parent-owned Forge Their Future Savings, Teen, and Student Checking accounts. Designed to grow with every stage of life, our youth accounts make it easy to start saving, spending, and building financial confidence.

Teen & Student Checking at LorMet Credit Union

Community Stories & Financial Resources

Stay in touch with the latest financial news and community events

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Tim Alcorn, Lorain Sports Hall of Fame – Play-by-Play Announcer

When I walk into a LorMet branch, there’s a sense that you’re part of the family.
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Tim Alcorn, Lorain Sports Hall of Fame – Play-by-Play Announcer

When I walk into a LorMet branch, I feel as if I have a relationship with the staff. There’s a sense that you’re part of the family, part of their community. Just the way they talk to you, the way they treat you. It’s a very personal service.

Bob Setlock

We’ve banked in many communities, this is the best we’ve ever belonged to.
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Bob Setlock

We’ve been banking in many different states and many different communities throughout the years, this is the best one we’ve ever belonged to, it really has made a difference. For people out there who maybe want to make a change, I really recommend LorMet because of what I perceive to be a very positive culture that has seemed to have grown here, the people are very nice and it makes all the difference in the world.

Niya Knox

They gave me the best info about how my money was going to work for me.
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Niya Knox

They gave me the best information about how my money was going to work for me. You cannot choose a better financial institution, you cannot choose a better family to join!

Cindy LaFortune

If you want that personal touch, that feeling that people care, they do.
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Cindy LaFortune

If you want that personal touch, and that feeling that people care about you here, they do. And Irene was so good about explaining everything and making sure that I had a good experience. I don’t think I’ve ever experienced going into a bank and having THAT.

Marilyn Bombac

I was looking at CDs. Irene was compassionate, caring, and wanted us to succeed.
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Marilyn Bombac

I was looking at CDs, being involved with a trust, so there were a lot of different things that I was trying to get some professional advice on. Irene was not only competent and extremely knowledgeable but she was compassionate, caring, and wanted us to succeed, it was apparent. Those are the kind of things you cant buy, those are the kind of things that make an organization worth people coming back to.

Financial Literacy with LorMet Credit Union

Building Confident Financial Futures

Free Financial Literacy Courses

Smart Spending

Borrowing and Credit

Introduction to Investing

Choices About Money