What does LorMet Community Federal Credit Union do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and account balances
• Credit history and credit scores
• Payment history and transaction or loss history
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons LorMet Community Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does LorMet Community Credit Union share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes – Information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
| What do we do? | |
|---|---|
| How does LorMet Community Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does LorMet Community Credit Union collect my personal information? | We collect your personal information, for example, when you • Open an account or deposit money • Pay your bills or use your credit or debit card • Apply for financing We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only • Sharing for affiliates’ everyday business purposes – information about your creditworthiness • Affiliates from using your information to market to you • Sharing for non-affiliates to market to you State law and individual companies may give you additional rights to limit sharing. |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies. • LorMet Community Credit Union has no affiliates. |
| Non-affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies. • LorMet Community Credit Union does not share with our non-affiliates so they can market to you |
| Joint marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you. • Our joint marketing partners include CUNA Mutual Group’s MEMBERCONNECT. |
Website Privacy & Cookies
Last Updated: September 2026
LorMet Community Federal Credit Union (“LorMet”) respects your privacy and is committed to being transparent about the technologies used on LorMet.com.
Cookies and Website Tracking
LorMet.com uses cookies, pixels, and similar technologies to understand how visitors use our website, improve website performance and user experience, and measure the effectiveness of our marketing and advertising.
These technologies may collect information such as browser and device type, IP address and approximate location, pages viewed, links clicked, referring websites or sources, and general interactions with LorMet.com.
LorMet does not use these website analytics or advertising technologies to collect Social Security numbers, account numbers, online banking credentials, loan application information, or other sensitive financial information.
Google Analytics
LorMet uses Google Analytics to understand how visitors find and interact with LorMet.com. Google Analytics may use cookies and similar technologies to collect information about website traffic, page views, sessions, devices, browsers, approximate location, and interactions with website content.
We use this information to evaluate website performance, improve our content and user experience, and measure the effectiveness of our marketing efforts. Information collected through Google Analytics may be processed by Google in accordance with Google’s applicable privacy practices and terms.
Meta Pixel
LorMet may use the Meta Pixel to measure and improve the effectiveness of advertising on Facebook, Instagram, and other Meta services. The Meta Pixel may collect information about website visits, devices and browsers, pages viewed, links or advertisements clicked, and other interactions with LorMet.com.
LorMet does not provide Social Security numbers, account numbers, online banking credentials, loan application information, or other sensitive financial information to Meta through the Meta Pixel. Information collected through the Meta Pixel may be processed by Meta in accordance with Meta’s applicable privacy practices and terms.
Your Cookie Choices
When available, you can use the cookie preference controls provided on LorMet.com to manage your choices regarding non-essential cookies and similar technologies. You may also manage cookies through your web browser and adjust applicable privacy or advertising preferences directly through services such as Google and Meta.
Disabling certain cookies may affect website functionality or our ability to measure website usage and advertising performance.
Changes to This Notice
LorMet may revise this Website Privacy & Cookies notice at any time to reflect changes in our website, technologies, services, business practices, or applicable requirements. Changes will be effective when the updated notice is posted on LorMet.com unless otherwise stated.
The “Last Updated” date above indicates when this notice was most recently revised. Users are responsible for reviewing this notice periodically to remain informed of any updates or changes.