Estimate Your Low Mortgage Rate
Must be eligible for LorMet membership to apply
Today’s Rates
Rate lock period is 30 days. The details listed are for informational purposes only. It is provided to assist you in determining an estimate of lender fees that may be present and an estimate of your proposed monthly mortgage payment. There are other costs you will incur, not associated with the lender fees. These costs are paid to third parties involved and are standard in all mortgage transactions, such as title/attorney costs, appraisal, taxes and escrows. You will receive an official Loan Estimate after applying, which will provide you with a detailed breakdown of all closing costs.
Buy With Confidence
Competition is extreme in today’s housing market. Quick, reliable financing could be what puts your offer over the top!
- Fill out our quick online application
- Get a pre-approval* from one of our experienced loan officers
- Shop for a new home, hassle-free!
*Pre-approval is not a commitment to lend; you must submit additional information for review and approval.
Lending Partners You Can Trust
United Wholesale Mortgage (UWM), Union Home Mortgage (UHM), Flagstar and their Account Executives are not affiliated with LorMet Community Federal Credit Union. Use of any party is not required by the other parties.
Years Of Experience
Million in Assets
Loyal Members
Billion Loans Granted
LorMet Has a Mortgage Solution for Your Specific Needs
Our expert lending team will guide you through our wide range of available mortgage options, and find the perfect home loan for your specific scenario!
Conventional Home Loans
A popular option for homebuyers, our top-rated lending team can help you close on your dream home quickly with terms that fit your needs.
VA Home Loans
Backed by the VA, these loans provide competitive rates and flexible terms for eligible veterans, service members, and their spouses1
FHA Home Loans
Backed by the Federal Housing Administration (FHA), FHA loans often have easier credit qualifications, lower down payments, and closing costs.
Refinance
Take advantage of our lending partner’s low rates! Refinancing your mortgage from a different lender could lower your monthly payments.
1 Veterans, Servicemembers, and members of the National Guard or Reserve may be eligible for a loan guaranteed by the U.S. Department of Veteran Affairs (VA). A Certificate of Eligibility (COE) from the VA is required to document eligibility. Restrictions and limitations apply.
* Average of 23 days to close based upon 54 all purpose mortgage loans closed through LorMet Credit Union from 1/1/24 – 10/18/24. According to ICE Mortgage Technology, the national average time to close an all purpose home loan in October 2024 was 43 days. The closing process can range from a week to two months or longer. Factors that affect the timing include whether or not you’re buying the home with a mortgage, the kind of mortgage, and the type of property you’re buying.
Mortgage Payment Calculators
Mortgage Resource Center
Ali ShannonAlexis explained everything in detail, she made something really really big, seem really really small.
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Larry LandfordDon’t be on the fence, it’s a no-brainer because you’re treated with respect and kindness here.
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Suannette GierboliniAlexis helped us close early on our home. I will always recommend LorMet!
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Michele HooverI wholeheartedly recommend them to anyone looking for a hassle-free mortgage experience.
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Eric EbingerBuying a home was the most stressful thing I’ve been through, but LorMet made it pleasant.
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