Great LorMet Rates

Credit Union Loan Rates, Lower & Better

Plan your financial future with our extensive range of loans and low rates

Woman on LorMet Rates
MORTGAGE

Estimate Your Low Mortgage Rate

Your rate varies depending on your credit score and other details. Estimate your rate and let us help simplify your pursuit of homeownership.

Must be eligible for LorMet membership to apply

Rate lock period is 30 days. The details listed are for informational purposes only. It is provided to assist you in determining an estimate of lender fees that may be present and an estimate of your proposed monthly mortgage payment. There are other costs you will incur, not associated with the lender fees. These costs are paid to third parties involved and are standard in all mortgage transactions, such as title/attorney costs, appraisal, taxes and escrows. You will receive an official Loan Estimate after applying, which will provide you with a detailed breakdown of all closing costs.

VEHICLE

Vehicle Loans

Loan TypeAPR*Term
New Autoas low as 6.64%up to 78 months
Used Autoas low as 6.88%up to 78 months
New Motorcycleas low as 6.64%up to 72 months
Used Motorcycleas low as 6.88%up to 72 months
New Boatas low as 6.64%up to 72 months
Used Boatas low as 6.88%up to 72 months
New Jet Skis, Snowmobiles, & ATVsas low as 6.64%up to 72 months
Used Jet Skis, Snowmobiles, & ATVsas low as 6.88%up to 72 months

HOME

Home Equity Loans

Loan TypeAPR*Term
Home Equity Line of Credit2as low as 7.00%20 years
Fixed Rate Home Equity Loan37.53%up to 15 years

HOME

Home Improvement Loans

Loan TypeAPR*Term
FHA (No Equity) Home Improvement Loan27.71%7 years

OTHER

Other Loans

Loan TypeAPR*Term
Signature Loan ($10,000 maximum)2as low as 8.75%up to 60 months
Share Secured Loan ($1,000 minimum)10.16%up to 60 months

CHECKING

Checking & Savings

Savings Accounts

ProductDividend RateAPY*Minimum Opening Balance
Primary Savings.05%.05%$5.00
Holiday Savings.05%.05%$5.00
Vision Savings.05%.05%$5.00

Checking Accounts

Requirements MetDividend RateAPY2
Up to $3,000.001.00%1.00%
$3,000.01 to
$5,000.00
.50%.50%
Requirements Not Met1Dividend RateAPY2
Up to $5,000.00.05% .05%

CERTIFICATE

Certificates & IRAs

4.10% APY*

6-Month Certificate Special

Earn more with our Certificate Specials! Ask us if a 6-month or 13-month special is best for you.

$2,500 minimum opening balance

*APY = Annual Percentage Yield. Rates and terms subject to change without notice. Fees may reduce earnings. Rates effective as of January 1, 2025.  A penalty may be charged for early withdrawal. For current LorMet members.
4.10% APY Certificate Special
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Share Certificates

Ask about our 6-month and 13-month specials! *For existing members
TermDividend RateAPY*Minimum Opening Balance
91 Days0.12%0.12%$1,000.00
182 Days0.12%0.12%$1,000.00
9 Months0.12%0.12%$1,000.00
12 Months0.22%0.22%$1,000.00
18 Months0.27%0.27%$1,000.00
24 Months0.37%0.37%$1,000.00
30 Months0.47%0.47%$1,000.00

IRA Certificates (Traditional & Roth)

TermDividend RateAPY*Minimum Opening Balance
Traditional – 18 Months (variable)0.27%0.27%$25.00
Traditional – 182 Days0.12%0.12%$500.00
Traditional – 12 Months0.22%0.22%$500.00
Traditional – 18 Months0.27%0.27%$500.00
Traditional – 24 Months0.37%0.37%$500.00
Traditional – 30 Months0.47%0.47%$500.00
Roth – 182 Days0.12%0.12%$500.00
Roth – 12 Months0.22%0.22%$500.00
Roth – 18 Months0.27%0.27%$500.00
Roth – 24 Months0.37%0.37%$500.00
Roth – 30 Months0.47%0.47%$500.00