Estimate Your Low Mortgage Rate
Must be eligible for LorMet membership to apply
Rate lock period is 30 days. The details listed are for informational purposes only. It is provided to assist you in determining an estimate of lender fees that may be present and an estimate of your proposed monthly mortgage payment. There are other costs you will incur, not associated with the lender fees. These costs are paid to third parties involved and are standard in all mortgage transactions, such as title/attorney costs, appraisal, taxes and escrows. You will receive an official Loan Estimate after applying, which will provide you with a detailed breakdown of all closing costs.
Vehicle Loans
Loan Type | APR* | Term |
---|---|---|
New Auto | as low as 6.64% | up to 78 months |
Used Auto | as low as 6.88% | up to 78 months |
New Motorcycle | as low as 6.64% | up to 72 months |
Used Motorcycle | as low as 6.88% | up to 72 months |
New Boat | as low as 6.64% | up to 72 months |
Used Boat | as low as 6.88% | up to 72 months |
New Jet Skis, Snowmobiles, & ATVs | as low as 6.64% | up to 72 months |
Used Jet Skis, Snowmobiles, & ATVs | as low as 6.88% | up to 72 months |
Home Equity Loans
Loan Type | APR* | Term |
---|---|---|
Home Equity Line of Credit2 | as low as 7.00% | 20 years |
Fixed Rate Home Equity Loan3 | 7.53% | up to 15 years |
Home Improvement Loans
Loan Type | APR* | Term |
---|---|---|
FHA (No Equity) Home Improvement Loan2 | 7.71% | 7 years |
Other Loans
Loan Type | APR* | Term |
---|---|---|
Signature Loan ($10,000 maximum)2 | as low as 8.75% | up to 60 months |
Share Secured Loan ($1,000 minimum) | 10.16% | up to 60 months |
Checking & Savings
Savings Accounts
Product | Dividend Rate | APY* | Minimum Opening Balance |
---|---|---|---|
Primary Savings | .05% | .05% | $5.00 |
Holiday Savings | .05% | .05% | $5.00 |
Vision Savings | .05% | .05% | $5.00 |
Checking Accounts
Requirements Met | Dividend Rate | APY2 |
---|---|---|
Up to $3,000.00 | 1.00% | 1.00% |
$3,000.01 to $5,000.00 | .50% | .50% |
Requirements Not Met1 | Dividend Rate | APY2 |
---|---|---|
Up to $5,000.00 | .05% | .05% |
Certificates & IRAs
4.10% APY*
Earn more with our Certificate Specials! Ask us if a 6-month or 13-month special is best for you.
$2,500 minimum opening balance
*APY = Annual Percentage Yield. Rates and terms subject to change without notice. Fees may reduce earnings. Rates effective as of January 1, 2025. A penalty may be charged for early withdrawal. For current LorMet members.
Share Certificates
Term | Dividend Rate | APY* | Minimum Opening Balance |
---|---|---|---|
91 Days | 0.12% | 0.12% | $1,000.00 |
182 Days | 0.12% | 0.12% | $1,000.00 |
9 Months | 0.12% | 0.12% | $1,000.00 |
12 Months | 0.22% | 0.22% | $1,000.00 |
18 Months | 0.27% | 0.27% | $1,000.00 |
24 Months | 0.37% | 0.37% | $1,000.00 |
30 Months | 0.47% | 0.47% | $1,000.00 |
IRA Certificates (Traditional & Roth)
Term | Dividend Rate | APY* | Minimum Opening Balance |
---|---|---|---|
Traditional – 18 Months (variable) | 0.27% | 0.27% | $25.00 |
Traditional – 182 Days | 0.12% | 0.12% | $500.00 |
Traditional – 12 Months | 0.22% | 0.22% | $500.00 |
Traditional – 18 Months | 0.27% | 0.27% | $500.00 |
Traditional – 24 Months | 0.37% | 0.37% | $500.00 |
Traditional – 30 Months | 0.47% | 0.47% | $500.00 |
Roth – 182 Days | 0.12% | 0.12% | $500.00 |
Roth – 12 Months | 0.22% | 0.22% | $500.00 |
Roth – 18 Months | 0.27% | 0.27% | $500.00 |
Roth – 24 Months | 0.37% | 0.37% | $500.00 |
Roth – 30 Months | 0.47% | 0.47% | $500.00 |